Identity Fraud

1. Provide a definition of your topic.
Unauthorised use of personal information such as name, address, social security number, credit card information etc. http://financial-dictionary.thefreedictionary.com/Identity+fraud. It is something quiet valuble to someone as it represents them through different means. It is wrongful and a crime to use someone elses identiy and miss use it wihtout your consent. -Shivani

2. How are databases involved in this topic?
Identity fraud can occur in many ways. A fraud may steal your details directly from you (i.e. steal your wallet, stealing mail, or rummaging through your trash, "dumpster diving"), or they can steal it  from your computer or databases using trojans, phishing, hacking into, etc. Your personal details are open to fraud through a variety of databases;
  • they can hack into a public computer you were using to see what you were doing
  • they can research you from Government registers, public records, and search engines such as Google
  • by browsing on socical networking sites, such as Facebook
  • hacking into your bank account
-Jade

3. Describe the type of data stored about individuals in relation to this topic.
Valuable personal information is the data stored. However it is possible for the data stored to miss used. The most popular way however is hacking in to the computer, trojans and or hack into the data base to steal your personal information. They are able get information of government search engines or form organisations which have a large amount of data stored. They may also use social networks to recive personal information. However identity theft may lead to law suits and fines. The best way to avoid this from happening is to have a very strong safe guard in place.   http://www.slideshare.net/09Sanea....Keerthi/powerpoint-mini-projectpdf?from=ss_embed   and http://www.pwc.com/us/en/10minutes/data-identity-theft.jhtml  -Katrina


4. Describe some of the ways in which this data can be misused.
Valuable personal information is the data stored. However it is possible for the data stored to misused. The most popular way however is hacking in to the computer, trojans and or hack into the data base to steal your personal information. They are able get information of government search engines or public engines. -Shivani

5. What are the ethical responsibilities of those maintaining the database?
The ethical rsponsibility of those maintaining the database is to make sure that the database is secure as possible. An example would be to make the password needed to obtain your information, a secure one, i.e. you have to include numbers and a certain amount of characters when you create your password. Some databases have a system where you can alter your privacy settings for further protection. Others also have other systems for extra security, for example, when accessing your Facebook it tells you that your not accessing it from your usual location, to make sure you're not being hacked. It is also an ethical responsibility for those maintaining the database, to follow what should be stored on the database in the first place. Databases shouldn't ask for information they don't need, or give an option to not fill it out. -Jade

6. What are the legal responsibilities of those maintaining the database?
Ethical implications should be stored on the database in the first place. There should be ethical duty put on the database to secure the system. Your personal information is stored on this database and is part of an organisation. By law all banks abide by privacy act requirements. They also maintain computer and network security such as identification,code and passwords. -Katrina


Sources:
http://www.slideshare.net/09Sanea....Keerthi/powerpoint-mini-projectpdf
http://www.scamwatch.gov.au/content/index.phtml/tag/identitytheft
http://www.youtube.com/watch?v=g4uh2nUPLck

By Shivani, Katrina & Jade